Roadmap

Phase 1 — Foundation

Focus on establishing core credit signal infrastructure.

Key Outcomes:

• Core credit scoring engine

• Risk classification models

• Initial API and SDK availability

• Early partner integrations

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Phase 2 — Ecosystem Expansion

Focus on improving model accuracy and expanding platform integrations.

Key Outcomes:

• Expanded SDK capabilities

• Cross-platform borrower credit continuity

• Enhanced behavioral scoring models

• Early analytics tooling

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Phase 3 — Credit Network Layer

Focus on positioning Blockrate as a credit signal layer across digital asset lending markets.

Key Outcomes:

• Cross-chain credit identity support

• Advanced risk intelligence models

• Institutional-grade credit interfaces

• Portfolio-level risk insights

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Phase 4 — Industry Standardization (Long-Term Vision)

Focus on becoming a widely adopted borrower credit signal layer across lending ecosystems.

Potential Outcomes:

• Standardized borrower credit signals across platforms

• Industry-recognized credit verification layer

• Expanded institutional and global adoption